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There aren’t many Cidery Insurance Programs available, and just getting a standard “off the shelf” policy won’t do either:

Cideries have a diverse range of exposures; from the cider production process, to the orchards and farm buildings, to the tasting rooms and equipment, which is why you need an insurance policy that provides specific protection for this specialized industry.

Eligible Risks

We cover all types of cider businesses, including:

  • Cider Production

  • Cider Production for Others

  • Tasting rooms

  • Restaurants

  • Special Events

Lines of Business

We provide all lines of insurance for cider operations including:

  • Buildings

  • Cider Stock

  • Cider Contamination

  • Leakage of Cider

  • Tanks & Barrels

  • Production Equipment

  • Stock in Transit

  • Equipment Breakdown

  • Dwellings

  • Farm Buildings

  • Product Withdrawal Expense

  • General Liability

  • Liquor Liability

  • Personal Liability

  • Farm Liability

  • Pollution Liability

  • Cyber Risk

  • Commercial Auto

  • Excess Liability

  • Employment Practices Liability

Enhance Your BUSINESS Protection With Think Twice

With insurance in place, the second half of the equation must involve proactive front of house policies that prove due diligence related to your alcohol service.

The increasing number of successful lawsuits against bar operators suggest much more than state minimums are needed, implement a loss prevention program of substance, The HL Group + Think Twice.

Consistent documentation after an incident can be a cornerstone in the defense of your business. The Think Twice Incident Log Book makes it easy for service teams to complete this task and get back to taking care of customers.

Breathalyzers are used by law enforcement to arrest people, so it makes sense for the public to understand and use this technology as a prevention tool. A Think Twice single-use breathalyzer that does not read above 0.08% BAC, making it perfect for the hospitality industry.

Practical tools to reduce liquor liability for alcohol serving establishments. Learn more about DUI prevention from Think Twice.

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